Terms & Conditions

This examzguru website is owned by the Medical Insights Limited ("MIL Group").

Use of Our Website

Please read the following Terms and Conditions, which relate to information regarding general use of our websites and the terms and conditions relating to purchases of subscriptions. By using our websites, you are agreeing to these Terms and Conditions whether as a registered user or subscriber. By using our site you are indicating you accept these terms of use and that you agree to abide by them. From time to time we may change these Terms and Conditions, and will post revisions on this website. We recommend that you read these Terms and Conditions prior to using our sites and thereafter regularly review any changes and you are responsible for doing so.

Privacy

Use of the data that you provide us, or which is collected by use on our website, is governed by our Privacy Policy. By using our site you consent to such processing.

Access to the examzguru Website

We try to ensure that website availability is uninterrupted and that transmissions will be error-free. However, we cannot guarantee that your access will not be suspended or restricted from time to time, including to allow for repairs, maintenance or the introduction of new facilities or services. We of course try to limit the frequency and duration of any suspension or restriction.

Accounts and Passwords

If you have registered or subscribed to use any service within the examzguru Website, any user identification code or password is personal and non transferable and must be kept confidential and used only by you (unless agreed in writing with the MIL Group) for the specified term of your subscription or registration period (which may be terminated at the discretion of the BMJ Group). We have the right to take action should this requirement be breached.

Our Products and Services

Examzguru is an online revision website for students and professionals. A description of what is included in each subscribed service is contained on our website including the period of each subscription. News Headlines and any other service which are currently available without a subscription are also indicated on the website.

The website has not been optimised for use via mobile devices and users wishing to do so should be aware that they may not experience full functionality of the site.

Regional Subscriptions

In addition to the full price subscriptions, which can be accessed anywhere within the world, Examzguru offers for sale within certain territories discounted subscriptions which can only be accessed within the territory in which the subscription can be purchased. When purchasing a subscription please consider whether the description of the subscription reflects your requirements (i.e. if it is described as an 'Indian' subscription then please note you will only be able to access this subscription from within India). If you wish to purchase a full price subscription and these do not appear to be detailed on the Examzguru website then please contact us as we will be happy to provide you with a quote for the sale of a full priced subscription. Please note that discounted subscriptions are normally only advertised in the territories within which they are available.

Placing an Order and our Acceptance

When you request an online purchase, the language that we offer to you for the conclusion of this process will be English only.

When submitting your request to purchase any Examzguru service, you will be asked to indicate which products that you wish to subscribe to (and then will be asked to indicate where you live). You will then proceed to another web page which will require you to initiate an account (if you have not already done so), by entering in your email address and choosing a password. You will then proceed to an Order Summary page and you will need to indicate your method of payment and some contact details. Should you be paying online, you will proceed to a secure payment page which is part of Worldpay and you will need to select your payment method, in which case your payment will then be processed by Worldpay. If you are paying by cheque, postal order or international money order, then details of your requirements are set out in the Order Summary. In either case, whether you make the payment online or whether you send a cheque, postal order or international money order to the MIL Group, when you submit these you are making an offer to purchase the relevant MIL Examzguru product or service, which we may accept or decline. After you submit your offer, you will receive confirmation that your payment was either successful or unsuccessful.

For online payments, we may at that time allow you to have temporary access online to the Examzguru service that you wish to subscribe to, but this is a gesture of goodwill and does not represent acceptance of your offer. Access will need to be made via the user name and password supplied. Irrespective of an online payment, our contract will not become binding until five working days have elapsed after a successful payment is made online and only if we do not contact you. This is in case any pricing errors have occurred and if so we will contact you. For cheque, postal order or international money orders our contract will become binding upon receipt by the MIL Group of clear funds and notice of acceptance. Subject to the foregoing, delivery will be deemed to have taken place once the log in details have been sent by us to you.

Please note that if you wish to cancel any subscription that you have purchased after our contract comes into effect, cancellation shall be at our discretion and if accepted may be subject to a cancellation charge. You hereby agree that no cancellation is allowed after these services have started to be supplied. This does not otherwise affect your statutory rights.

MIL Examzguru services are supplied subject to availability and remaining in current circulation. In the event that we are unable to supply any MIL Examzguru services for the agreed term, we will inform you as soon as possible and provide you with a pro rata refund in the event that you have paid for a period for which we cannot comply. We will not however be liable to the full extent permitted by law, for any direct or indirect loss caused as a result of not being able to supply to you within the subscription for all or any of the periods subscribed to.

Prices and Payments

The price that you pay for the Examzguru services you order should be the standard pricing as indicated on the website. These prices are inclusive of all taxes and delivery unless otherwise indicated. They are valid for purchases during the calendar year which they relate to. All subscribers are required to make payment in pounds sterling. Should you be paying from an account outside of the United Kingdom, the exchange rate will be calculated by your bank.

We try to ensure that all of our prices on our website are accurate, however errors may occur. If we discover any errors in the prices of the services that you have ordered, we will inform you as soon as possible and give you the option of recommencing your order at the correct price or cancelling it. If you do not respond to our contact, we will treat the order as cancelled. If you order and we have already processed your payment, you will receive a full refund.

Payments may be made through the methods specified on our Order Summary section of our website. We take all reasonable precautions to keep the details of your order and payment secure. Unless we are negligent however, we cannot be liable for losses causes as a result of unauthorised access to the information provided by you.

Intellectual Property Rights

The content, layout, design, data, databases and graphics on this website are protected by UK and other international intellectual property laws and are owned by the MIL Group or it's Licensors. Unless expressly permitted in writing, and other than printing a certificate you have obtained and displaying our content on your screen and saving this within our MIL Examzguru site, (strictly for your personal non-commercial use), no part of the website and/or its content may be reproduced, stored in any medium, including but not limited to a retrieval system or transmitted, in any form or by any means including but not limited to electronic, digital, paper, mechanical, via photocopying, recording, broadcasting nor shown in public. You may not create any derivative work or make any other adaptation, without our prior written consent. You must not modify any of the copies you have displayed on screen (or in printed certificates) in any way and you may not use any illustrations, photographs, videos or audio sequences or any graphics separately from any accompanying text. Any permitted use of our material above is subject to ensuring that our copyright notices and trade marks appear as they do on our website. If you use any material from our website in breach of these terms of use, your right to use our site will cease immediately and you must at our option return or destroy any copies of the materials you have made in breach. All rights not expressly granted in these terms or any express written licence, are reserved.

The MIL Group's trademarks and logos which are displayed on the website are the trademarks of the MIL Group and its Licensors. Any use including framing, metatags or other text utilising the MIL Group's trademarks or other trademarks displayed, is strictly prohibited without our (or our Licensor's) express written consent.

Any material you upload to any user forum or via any news voting function will be considered non- confidential and non-proprietary (unless otherwise stated on the site) and we have the right to use, copy, distribute and disclose to third parties any such material for any purpose. We also have the right to disclose your identity to any third party who is claiming that any material posted or uploaded by you to our site constitutes a violation of their intellectal property rights, or of their right to privacy.

Permission for use of our intellectual property

Any request for permission to use our content or images, or other use of our intellectual property not authorised under a subscription, should be made by emailing info@examzguru.com

Links

Our websites contain links including hyperlinks which may take you outside of the MIL Group's websites. Links are provided for your convenience, and an inclusion of any link does not imply endorsement or approval by us of the linked website, its operator or content. We have no control over the contents or functionality of those sites and accept no responsibility for any loss or damages that may arise from your use of them. We are not responsible for any website outside the MIL Group websites, and such websites use will be subject to relevant terms and conditions and privacy policies.

Disclaimers and limitations of liability

Disclaimers

Description or reference to an organisation, product or publication or service does not imply endorsement of that unless it is owned by the MIL Group and in which case it is subject to the disclaimers and limitations of liability herein. To the fullest extent permitted by law the material and information displayed on our website is provided without any guarantees, conditions or warranties as to accuracy.

The material on this website is intended for use as an exam revision or personal development resource. It is not a substitute for your own clinical judgement as a professional. Any reference to drug dosage should be checked with your local forumulary before prescribing. The MIL Group does not make any guarantees that use of MIL Examzguru products or services will guarantee success in any examination or other test of any nature.

Limitation of Liability

To the fullest extent permitted by law, the MIL Group expressly exclude: all conditions, warranties and other terms which might otherwise be implied by statute, common law or the law of equity;

any liability for any direct, indirect or consequential loss or damage incurred by any user in connection with the information contained on or use or inability to use or result of the use of our website, any websites linked to it and any material posted on it, including without limitation any liability for loss of income or revenue, loss of business, loss of profits or contracts, loss of anticipated savings, loss of data, loss of goodwill, wasted management or office time and for any other loss or damage of any kind, however arising and whether caused by tort (including negligence), breach of contract or otherwise, even if foreseeable; and any direct losses in excess of twice any subscription fees paid.

Nothing in this provision affects our or our contractors liability for death or personal injury arising from our (or their) negligence nor our (or their) liability for fraudulent misrepresentation or misrepresentation as to a fundamental matter nor any other liability which cannot be excluded or limited under an applicable law.

Your Conduct

You must not use the website in any way that causes or is likely to cause the website or access to it to be interrupted, damaged or impaired in any way. You understand that you are solely responsible for all electronic communications and contents sent from your computer to us. You must use the website for lawful purposes only. You must not use the website for any of the following:

To send, use or re-use any material that is illegal, offensive, abusive, indecent, harmful, defamatory, obscene or menacing; or in breach of copyright, trademark, confidence, privacy or any other right; or is otherwise injurious to third parties; or objectionable; or which consists of or contains software viruses, trojan horses, worms, time bombs, keystroke loggers, spyware, adware or any other harmful or similar computer code designed to adversely affect the operation of any computer software or hardware, political campaigning, commercial solicitation, chain letters, mass mailings or any spam To cause annoyance, inconvenience or needless anxiety To reproduce, duplicate, copy or resell any part of our site in contravention with these terms of use.

Governing law

These Terms and Conditions shall be governed and construed in accordance with the laws of England and Wales, whose courts shall have exclusive jurisdiction, although we retain the right to bring proceedings against you for breach of these conditions in your country of residence or other relevant country.

Last Updated: June 2016

© The Medical insights limited 2016. All rights reserved.

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